Library Closure
Due to HVAC maintenance repairs, Fulton County’s Fairburn Library and Palmetto Library will be closed on Monday, July 14, 2025. For more information and nearby locations, click here.
Due to HVAC maintenance repairs, Fulton County’s Fairburn Library and Palmetto Library will be closed on Monday, July 14, 2025. For more information and nearby locations, click here.
The Fulton County Homeownership Program (HOP) provides affordable mortgage financing for eligible first-time homebuyers. Fulton County HOP offers down payment assistance to individuals that may qualify.
The loan is deferred, no-monthly-payment loan with zero percent (0%) interest. This second mortgage loan may be used to cover down payment, closing costs, and/or interest rate buydown costs needed to support the financing of the required first mortgage—up to $22,500, based on need.
HOP provides up to 7.5% of the sales price, not to exceed $22,500, in down payment, closing cost, and interest rate buydown assistance, in accordance with your first mortgage HOP lender’s requirements.
You May Qualify if...
To determine if you’re eligible to qualify for the HOP down payment assistance gather the required items from the checklist here.
Above this, look at the dropdown under Guides & Resources. The Lender Participation Agreement is the file named HOP Lender Application Fillable 2025.
Or,
You can submit your request to DownPayment.Assistance@fultoncountyga.gov, and someone will provide you with the process and documents.
Click here to see the Program Guidelines/Program Details.
Click here to see the Customer/Lender Submission Checklists.